INFLUENCE OF RISK GOVERNANCE ON PERFORMANCE OF DEPOSIT TAKING SACCOS IN KENYA. INTERNATIONAL JOURNAL OF ADVANCED RESEARCH AND REVIEW (IJARR), [S. l.], v. 7, n. 12, p. 15–26, 2022. Disponível em: https://www.ijarr.org/index.php/ijarr/article/view/759.. Acesso em: 15 jun. 2026.