EFFECT OF FINANCIAL INNOVATION ON FINANCIAL PERFORMANCE IN COMMERCIAL BANKS IN KENYA. INTERNATIONAL JOURNAL OF ADVANCED RESEARCH AND REVIEW (IJARR), [S. l.], v. 5, n. 5, p. 161–184, 2020. Disponível em: https://www.ijarr.org/index.php/ijarr/article/view/555.. Acesso em: 10 jun. 2026.